Tuesday, July 28, 2009

SPECULATIVE INVESTMENT

WELCOME TO ANOTHER GREAT DAY, MY WIFE'S BIRTHDAY.. WELL LET'S GET BACK TO OUR STUDIES. DO YOU HAVE AN INVESTMENT OBJECTIVE? I MEAN YOU HAVE TO KNOW WHY YOU ARE INVESTING. THERE HAS TO BE A KIND OF TARGET BEFORE YOU SHOOT. THIS WILL ENABLE YOU TO DECIDE BETTER ON THE TYPE OF INVESTMENT TO DO. LETS TAKE A BREAK WITH THE STOCK MARKET REPORT OF YESTERDAY BY CASHCRAFT RESEARCH TEAM.. Market closed today on a very good positive note with more stocks on the gainers side. The banking stocks contributed mostly to the improved market outlook of today with record of highest number of gainers. At the close of market today, 65 gainers, 24 losers and 43 unchanged emerged in the total of 132 securities traded. Other sectors followed in the upward performance of the market. The market behaviours in the recent times has attested to the fact that market may continue to be on the up and down movement for some time before full stability is attained. This volatility will be fuelled more by the activities of speculators who will be on the in and out game in the market. This market may be a money spinner for discerning investors that are armed with the right information, right timing and fund to play the market. Opportunities still abound in the market! This rally may be on for a while because some stocks have come down to ridiculously low prices. All-Share Index rose by 2.813% and Market capitalization gained N154.267 Billion .The winning tact of the markets includes buying into stocks that have strong fundamental with strong potentials of good returns, buying at the right time and for speculators, exiting at the right time. Definitely, the skepticism of the investors about the stability of the market and the potential of the market to give commensurate returns to investors input will soon give way, most especially when the CBN is through with its ongoing banks’ audit. Market is staging a good comeback! GOODNEWS, FOR ALL FORMS OF INVESTORS LOOKING AT IT FROM THE OBJECTIVE THEY MAY HAVE. SO WHAT ARE THESE OBJECTIVES ONE CAN HAVE? YOU CAN BE A SPECULATOR I.E TRADING TYPE OF INVESTOR. AS A SPECULATOR YOUR INTEREST IS ON COMPANIES THAT ARE BELOW THEIR FAIR VALUE AND WHOSE MARKET PRICE IS EXPECTED TO INCREASE WITH TIME. IN THIS CASE, YOU WANT TO BUY TODAY AND WHENEVER THE PRICE MOVES FAVOURABLY ABOVE THE PURCHASE PRICE, YOU SELL. TAKE FOR EXAMPLE, YOU BUY 100,000UNITS OF SKYEBANK AT N5 PER SHARE AND THE PRICE GOES UP TO N8 PER SHARE, YOU SELL AND MAKE A PROFIT OF ABOUT N3 * 100,000 WHICH IS N300,000. THEN YOU MAY REINVEST EVERYTHING OR TAKE YOUR PROFIT AND INVEST YOUR CAPITAL. SPECULATION REQUIRES THAT YOU BUY MORE QUANTITY BECAUSE THE MORE QUANTITY YOU HAVE THE BETTER YOUR CHANCES AND THE HIGHER YOUR RISK THOUGH..HA HA HA. IF I BUY 100,000UNITS AND YOU BUY 1,000,000UNITS, IF I AM MAKING N300,000, YOU ARE MAKING N3,000,000. HOW ABOUT THAT? THIS TYPE OF INVESTOR HAS A HIGHER RISK TOLERANCE THAN THE ONE BUYING FOR KEEPS, WHICH WE WILL TALK ABOUT IN THE NEXT POST. YOU CAN ALSO SPECULATE WITH LAND. YOU LOOK AT A DEVELOPING AREA AND BUY THE LAND, WHEN THE AREA BECOMES MORE POPULAR, THE VALUE OF THE LAND WILL ALSO INCREASE AND YOU CAN SELL. SO SPECULATION IS ABOUT BUYING AND SELLING AT THE RIGHT TIME. THE RIGHT TIME IS NOT ONE WEEK, TWO WEEKS OR ONE MONTH ETC I.E THE TIMING IS NOT FIXED, IT CAN BE ANYTIME.

Friday, July 24, 2009

HOW TO INVEST 3

HELLO GREAT ONE, I HOPE YOU ARE PRACTISING WHAT WE HAVE BEEN TALKING ABOUT, JUST INCASE YOU FORGOTWE SAID, THERE IS A NEED TO CHECK IMPULSE PURCJHASE AND TO SET SOMETHING ASIDE FROM OUR INCOME FOR SAVINGS AND INVESTMENT NO MATTER THE SITUATION UNLESS WE WANT TO REMAIN AS WE ARE AND THAT WE NEED TO INVEST IN OURSELVES BY READING NEWSLETTERS LIKE BottomLINE, BOOKS, MAGAZINES, JOINING PROFESSIONAL BODIES, ETC TO KNOW MORE, AS WHAT WE KNOW IS OUR GREATEST ASSET. GOOD FOR YOU IF THESE ARE BECOMING PART OF YOUR LIFE STYLE. I PROMISE YOU WOULD NOT REGRET IT.

LET US SEE THE STOCK MARKET REPORT FROM CASHCRAFT RESEARCH TEAM YESTERDAY BEFORE WE CONTINUE:
Market closed today on a very good positive note with more stocks on the gainers side. The banking stocks contributed mostly to the improved market outlook of today with 19 gainers out of the 56 gainers recorded as against 22 of yesterday; 33 stocks lost and 38 remained unchanged. Other sectors that pushed the market performance upward were Breweries and Food and Beverages. Sectors like Building Materials, Construction, Conglomerates, Healthcare and Petroleum Marketing may join in the improved performance sectors.

The market behaviours in the recent times has attested to the fact that market may continue to be on the up and down movement for some time before full stability is attained. This volatility will be fuelled more by the activities of speculators who will be on the in and out game in the market. This market may be a money spinner for discerning investors that are armed with the right information, right timing and fund to play the market. Opportunities still abound in the market! This rally may be on for a while because some stocks have come
down to ridiculously low prices.

All-Share Index rose by 7.243% against 1.320% loss of yesterday and Market capitalization gained N368.309 Billion against N65.603 Billion loss of yesterday. This was a drastic improvement which is expected to last for some time. Definitely, the skepticism of the investors about the stability of the market and the potential of the market to give commensurate returns to investors input will soon give way, most especially when the CBN is through with its ongoing banks’ audit. Market is staging a good comeback!

I AM SURE YOU TOOK NOTE OF THE HIGHLIGHTED PORTION. THAT IS ONE WAY TO INVEST, TO BUY AT THE RIGHT TIME. WHAT IS THE RIGHT TIME? YOUR ASK, AND I WILL SAY IT IS THE TIME THE INVESTMENT IS BELOW ITS REAL VALUE. TODAY MOST STOCKS ARE BELOW THEIR REAL VALUE AND NO BETTER TIME WILL IT BE TO INVEST IN THEM. THE SAME THING GOES FOR LAND & PROPERTY IN YENAGOA WHICH IS STILL A DEVELOPING STATE. NOW ANOTHER THING TO CONSIDER IS YOUR INVESTMENT OBJECTIVE. DO YOU WANT TO SPECULATE OR YOU WANT TO HOLD FOR LONG? THINK OF IT. WE WILL CONTINUE JUST DIGEST THESE FEW POINTS.

DIG A WELL BEFORE YOU GET THIRSTY...

Friday, July 17, 2009

INVESTING IN ONESELF


HAPPY MORNING TO YOU ALL AND WELCOME TO YET ANOTHER SESSION ON INVESTMENT. WELL WE SAID EARLIER THAT WE NEED TO CHECK IMPULSE PURCHASE AND ALSO SAVE SOME PERCENTAGE OF OUR INCOME NO MATTER THE SITUATION. GOOD. SO HAVING SAVED WHAT NEXT? THE NEXT THING TO DO IS TO INVEST THIS MONEY AND THERE ARE DIFFERENT THINGS TO INVEST ON, ONE OF WHICH IS YOURSELF. THERE IS A SAYING THAT 'KNOWLEDGE IS POWER' ALSO ' WHAT YOU DON'T KNOW, IS YOUR GREATEST RISK' AND FINALLY 'READERS ARE LEADERS'. YOU HAVE TO MAKE CONSCIOUS EFFORT TO KNOW MORE ABOUT DIFFERENT INVESTMENTS- FINANCIAL & REAL- AND ALSO IMPROVE ON WHAT YOU KNOW AND ONE EASY WAY TO DO THIS IS TO READ. THERE ARE SO MANY AVENUES TO READ THESE DAYS, INTERNET, PUBLISHED BOOKS AND NEWSLETTERS, BLOGS LIKE THIS ONE, ETC. DO NOT HESITATE TO LEARN AT EVERY OPPORTUNITY YOU HAVE. ATTEND SEMINARS & LECTURES YOU CAN NEVER BE TOO OLD TO LEARN, YOU CAN NEVER BE TOO EXPERIENCED TO LEARN OR TO REFRESH YOUR MEMEORY. INVEST IN YOURSELF IT IS IMPORTANT BECAUSE WHAT YOU KNOW IS YOUR GREATEST ASSET AND IS VERY LIKELY TO BE WHAT WILL GIVE YOU FINANCIAL FREEDOM.
YES I ALWAYS RECOMMEND SOMETHING AT THE END TODAY I WANT TO RECOMMEND BottomLINE NEWSLETTER, I HAVE FOUND IT TO BE REFRESHING AND EDUCATIVE AND I AM SURE YOU WILL THANK ME IF YOU READ IT. TO SUBSCRIBE AROUND YENAGOA, BAYELSA STATE CALL 08055816625 OR 08037754610. YOU WILL EVEN GET A FIRST COPY FREE. REMEMBER ALSO FOR REAL ESTATE INVESTMENT CALL MRS AKATA 07032335367.
WHEN YOU KNOW, YOU CAN THEN TAKE AN INFORMED DECISION ON WHAT ASSET TO INVEST IN. INVEST IN YOURSELF NOW. READ.. WE CONTINUE LATER......... BE WISE

Wednesday, July 15, 2009

HOW TO START INVESTMENT

BEFORE WE START LET US LOOK AT THIS MARKET REPORT FOR 14-07-09 BY CASHCRAFT RESEARCH UNIT
The market continued its downward trend today as the number of stocks that gained dipped from 35 of yesterday to 18 while the number of losers
rose from 52 of yesterday to 94 and 18 remained unchanged against 35 of yesterday. The discouraging outlook of the market was compounded by the
maximum drop in the price of First bank inspite of the N1.35k dividend and 1:6 bonus declared. First bank traded 30,563,400 units which was about 11.24%
of the units traded in the sector. Panic sell may further drag the market down and this may have negative effect on the First bank price .This trend defied
investors’ expectations! However, GTB, Intercontinental and Zenith banks continued on the upward price movement. Anticipation for Intercontinental bank
2009 Audited account may be linked to the present upward movement in its price.

All indicators dipped further today with the All-share index declined by 1.824% and Market capitalization dropped by N108.64 Billion. The decline cut across
almost all the sectors and was much than that of yesterday. The hope of rebound is not yet in sight, most probably not this week as this downward trend may
last the remaining trading days of the week.

Banking sector still topped in terms of transaction volume and value recording 271,975,691 units and N2.586 billion. The drop may not be unconnected
with the tightened inflow of liquidity into the market. It seems many of the banks are even selling to boost their liquidity positions.

Inspite of the ongoing trend, discerning investors will still continue to boost their returns by taking positions both for the medium and long terms in stocks
with potentials for good returns. Impressive returns that may be declared as new results are released may stimulate the market again.

DISCOURAGING SOME WILL SAY BUT A REAL INVESTOR DOES NOT LOOK AT NOW ONLY BUT THE FUTURE AS WELL. SO THE FACT THAT THERE IS DOWNWARD TREND MEANS OPPORTUNITY TO BUY AND TAKE POSITION.

BACK TO THE THE TOPIC, HOW TO START INVESTMENT. THE TRUTH IS THAT INVESTMENT IS LIKE RELIGION IN THAT THERE HAS TO BE DETERMINATION TO DO IT. WHEN ONE IS DETERMINED, IT MEANS HE IS WILLING TO MAKE SACRIFICES TO ACHIEVE A GOAL. SO THE FIRST THING IS TO CHECK YOUR SPENDING HABIT. CUT DOWN ON SPENDING AND THEN SAVE. THE TRUTH IS IT DOES NOT MATTER IF YOU HAVE AN UMBRELLA OR NOT, IT MUST RAIN AND SO IF YOU ARE NOT READY THE RAIN WILL FALL ON YOU. SO YOU MUST SET SOMETHING ASIDE FROM YOUR INCOME AND THAT IS WHAT YOU WILL USE TO INVEST.

THIS IS THE FIRST STEP TO INVESTMENT, STOP IMPULSE PURCHASE AND SAVE SOMETHING NO MATTER THE SITUATION BECAUSE THERE WILL ALWAYS BE PROBLEMS.

WE WILL CONTINUE LATER ON THIS REMEMBER FOR MORE YOU CAN CALL 08055816625 OR IF YOUR INTEREST IS PROPERTY OR YOU HAVE ACCOMADATION NEED AROUND YENAGOA, CALL 07032335367 (MRS AKATA). TALK TO YOU SOON.



Monday, July 13, 2009

POLITICS AND INVESTMENT


HELLO THERE, I WAS JUST LOOKING AT THE RESPONSES FROM SOME INDIVIDUALS WHEN YOU TELL THEM OF INVESTMENT. THEY SAY, THAT ONE IS FOR POLITICIANS OH, I DON'T HAVE MONEY. THEN I BEGIN TO WONDER, IS IT THAT OUR POLITICIANS ARE THERE BECAUSE OF THE MONEY FOR THEMSELVES AND NOT CARING BOUT THE MASSES, THAT THE MASSES HAVE LOST HOPE AND FEEL ONLY THEM CAN INVEST?

IT IS SAD THAT SO MUCH MONEY IS SPENT ON POLITICAL OFFICE HOLDERS ESPECIALLY WITH THE NUMBER OF POLICEMEN/ SOLDIERS ATTACHED TO THEM AND WHO DEFINATELY WOULD BE PAID ALLOWANCES AND THE NUMBER OF CARS THAT RIDE WITH THEM.
IS THERE HOPE FOR THE ORDINARY MAN? WELL I SAY YES, YES IF WE WILL LEARN IN OUR OWN LITTLE WAY TO BE HONEST AND NOT TO BE USED. YES IF WE DECIDE TO SET SOMETHING ASIDE AND INVESTING IT ON FINANCIAL AND REAL ASSETS RATHER THAN CONSUMING ALL. YOU MAY THINK YOUR MONEY IS TOO SMALLL BUT YOU MUST ALSO KNOW THAT LITTLE DROPS OF WATER MAKES A MIGHTY OCEAN.

IF YOU WISH TO KNOW HOW YOU CAN BE HELPED TO SAVE AND INVEST, CALL AKATA TODAY 08055816625.
REAL ESTATE INVESTMENT MAY REQUIRE MORE CAPITAL TO START BUT WE CAN HELP YOU STRUCTURE HOW TO SAVE AND WHAT ELSE TO INVEST IN FIRST BEFORE YOU FINANLLY MAKE IT UP AND GO INTO REAL ESTATE.
FOR MORE ON INVESTMENT IN PROPERTIES ESPECIALLY AROUNG BAYELSA AND ENVIRONS, CALL MRS AKATA 07032335367.

REMEMBER TO DIG A WELL BEFORE YOU GET THIRSTY.

Friday, July 03, 2009

WHY WE STILL SURVIVE BETTER IN NIGERIA


I KNOW YOU MIGHT BE WONDERING WHAT I MEAN BY THE ABOVE, WELL IT IS SIMPLE. LOOK AT MOST WESTERN WORLD YOU WILL NOTICE THAT THEY WERE LIVING LARGELY ON CREDIT AND BECAUSE THERE WAS SO MUCH CREDIT, DEMAND WAS ALSO HIGH, THEREFORE A COMPANY THAT SOLD SAY 5,000 CARS IN A YEAR WOULD HAVE ABOUT 4,000 CARS BOUGHT BY LOANS SO YOU FIND TOO THAT PEOPLE WHO WERE PAYING INSTALMENTS FOR HOUSES, CARS ETC WERE UNABLE TO CONTINUE WHEN THE FINANCIAL CRUNCH SET IN AND AS SUCH THINGS ARE MORE DIFFICULT FOR THEM AS THEY ARE USED TO LIVING LARGE, BUT IN NIGERIA, THE LEVEL OF POVERTY HAS CONDITIONED MOST NIGERIANS TO LIVE ON THE BASICS AND AS SUCH THE LEVEL OF THE EFFECT OF THE FINANCIAL CRISIS IS LOWER COMPARED TO SO OTHER ECONOMIES AND WITH THE BOOM IN THE REAL ESTATE BUSINESS AS THE CAPITAL MARKET SHRANK, IT SHOWS THERE IS STILL SO MUCH MONEY AVAILABLE IN THE SYSTEM, MEANING THAT ALL THAT IS NEEDED IS INVESTORS CONFIDENCE.


IF YOU ARE OUT THERE AND YOU THINK NIGERIA WILL COLLAPSE AND YOU DECIDE NOT TO INVEST, YOU ARE MAKING A BIG MISTAKE, NOW IS THE TIME TO INVEST BOTH IN SHARES AND REAL ESTATE. FOR MORE DETAILS ON ACCOMODATION, LAND, PROPWERTY IN THE GLORY LAND BAYELSA STATE, CALL MRS AKATA ON 07032335367 AND FOR MORE ABOUT INVESTMENT GENERALLY CALL AKATA ON 08055816625. BE BLESSED.


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